You might feel like your miles from home but in today's virtual world we can make you feel like we are right next door.   We are the mortgage broker who pioneered virtual home loans in 2000 and today we have Australian expatriate clients located all over the world. 

Expat Home Loans is an Australian mortgage broker, why use a finance broker, you might ask.  Well you could spend hours or even days researching home loans and still not find the best home loan option.  Even after spending hours covering a lender's web site, you still won't know the lender's policy and it is lender's credit policy that causes most delays and rejections.  Did you know that if your spouse isn't an Aussie citizen your borrowing capacity may be slashed.  Did you know that a spousal visa isn't a permanent visa or that a permanent visa is only valid in policy terms when you actually reside in Australia.  There are countless variations on policy including restrictions on high-rise, certain post codes, employment history, credit inquiries, acreage, CBD, title etc etc.  We do nothing but home loans day in and day out.  How do you know you can trust us.... check our testimonials.

We regularly arrange Australian mortgage finance including foreign currency loans, for Aussie expats living in the UK, Ireland, USA, Europe, Middle East, China, Canada, Korea, New Zealand, Japan and  South East Asia.

We can assist you with loans for investment or owner occupied including First Home Owner Grant (FHOG) applicants and despite the fact that you are living and working overseas we can get up to 100% LVR loans at the same interest rates as you would get if you were living in Australia . We can arrange home loans in USD, JPY, CHF, GBP, SGB, EUR, NZD and HKD... in both hedged and non-hedged options where your income can be in one currency and your borrowing in another  (LVR and income restrictions apply on non-hedged loans). These loans offer options to switch back to AUDat any time and do not require refinancing on your return to Australia.

And because lenders pay us to introduce your business and manage your loan application - you don't pay us anything.  The commission we are paid is not added to your interest rate or fees - you get the same loan deal that you would by walking into a branch - sometimes better.

If you are returning to Australia and want to consider the options available on your return contact our domestic arm Peach Home Loans - and talk to them about their famous cash rebates.

We can also put you in touch with Expat savvy;

• financial planners
  
• buyer's agents
• conveyancers / solicitors
• tax advisors

We also have a business partner who can assist with foreign exchange transactions at much lower cost than banks normally charge -  Why not fill in the Quick Inquiry on the right or you can phone 61 2 6626 6810 or
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